Privacy Policy

Privacy Policy

Introduction

Welcome to https://mis-sold-pcp-2.dreamdwellings.net (referred to as “Mis-sold Pcp,” “we,” or “us”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines our practices regarding the collection, handling, and disclosure of data in alignment with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), along with Colorado’s Consumer Privacy Act (CPA), Utah’s User Data Privacy Act (UCPA), Connecticut’s Connecticut Transparency and Accountability Data Privacy Act (CTDPA), Virginia’s Virginia Consumer Data Protection Act (VCDPA), South Africa’s Protection of Personal Information Act (POPIA), and others.

Scope

This policy is applicable to all aspects of our online presence, including but not limited to:

Please note that this policy does not cover third-party websites, apps, or services linked from our platform. These entities have their own privacy policies, and we encourage you to review them before providing any personal data.

Processing Activities

This Privacy Policy guides how we interact with users when:

  • You sign up and use our applications as an authorized user.
  • You visit our website(s) linked to this policy.
  • You communicate with us via emails, calls, or text messages (SMS).

Personal Data Collection

We collect various types of personal information from users to enhance their experience and tailor our services:

  • Account Information: Details required to create and manage your user account.
  • Payment Information: Credit card details and billing addresses for transactions.
  • Financial Information: Banking information, investment portfolios, or other financial records (if provided).
  • Purchase Information: Purchase history, order details, and product preferences.
  • Mobile Device Identifiers: Unique device IDs, advertising IDs, and mobile network information.
  • Location Data: GPS coordinates and location services data when you use our location-based services.
  • Feedback: Comments, reviews, and ratings submitted by users.
  • Social Media Information: User profiles, preferences, and interactions from social media platforms (if linked to your account).
  • Product Information: Details about products you view, search for, or purchase on our site.

We gather this data through various means, including direct user input, tracking technologies, analytics tools, and third-party service providers.

Cookies

Mis-sold Pcp uses cookies to enhance your browsing experience and provide tailored services:

  • Strictly Necessary Cookies: Essential for navigating our website and using its core features.
  • Preference Cookies: Remember user preferences, language settings, and custom layouts.
  • Analytics Cookies: Track website usage, analyze user behavior, and compile aggregate data for improvement purposes.

Users can manage their cookie choices through our Cookie Manager, allowing them to control which non-essential cookies are set on their devices.

Retention and Deletion

We retain personal data as necessary for the fulfillment of specific purposes outlined in this policy. Once these purposes are met, we will securely delete or anonymize your data:

  • Financial and transaction records may be retained for legal compliance and audit purposes.
  • User accounts remain active until deactivated by the user or if required for fraud prevention or legal reasons.
  • Data associated with marketing communications is kept for as long as it remains relevant for analytics and to respect user preferences.

Security Measures

Mis-sold Pcp has implemented robust security measures to protect your personal data:

  • Encryption of sensitive data during transmission and at rest.
  • Access controls and permissions for employees who handle personal information.
  • Regular security audits and updates to ensure ongoing protection.
  • Compliance with industry standards for data security and privacy.

Children’s Privacy

We do not knowingly collect or solicit personal data from children under the age of 18 (or a lower age as determined by applicable local laws). If you believe we have collected such information, please contact us, and we will take immediate steps to rectify the issue.

Your Rights

Depending on your location, you may have various rights regarding personal data:

  • Access: Request access to the personal information we hold about you.
  • Rectification: Ask for corrections if your data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): Demand the deletion of your data in certain circumstances.
  • Restriction: Limit the use of your data under specific conditions.
  • Portability: Receive your personal data in a structured, commonly used format.
  • Objection: Object to the processing of your data for legitimate interests.
  • Non-Discrimination: Be free from unfair treatment due to exercising your data rights.

To exercise these rights or if you have any privacy-related concerns, please contact our Data Protection Officer at [email protected].

Changes to Policy

Mis-sold Pcp reserves the right to update this Privacy Policy at any time. Any modifications will be posted on this page with a revised effective date. We encourage users to review this policy periodically for any changes.

Contact Information

For privacy-related inquiries, unsubscribe requests, or feedback, please contact us:

  • Email: [email protected]
  • Postal Mail: Mis-sold Pcp, Privacy Team, [Address], [City, State, ZIP Code]